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The insurer may get the matter investigated if it finds any kind of discrepancy in the claim or the cause of death of the insured person.

The other side You may be surprised to know that there have been cases in the past when life insurance policies were misused.

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At the same time, there is a bit of commerce involved in this.

The insurance companies insure a person in exchange for regular premiums.

However, having a life insurance policy does not mean that you will get life cover for all kinds of deaths.

Policy owner and the insured person Do keep in mind that the insured and the policy owner can be the same person or two different persons depending on the situation.

Life insurance is about providing protection to the dependents.

At the same time, it also provides peace of mind to the living person.

Governments around the world encourage people to go for insurance.

Many countries give incentives in different forms to encourage this practice.

Death is the only thing that is certain in this world.

Since we live in a society, the first thought that comes to our mind is how to protect those who are dependent on us.

Further, the insurance premiums vary from person to person depending on his or her age, smoking habits, medical history, driving record, job profile and other things.

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